- Debit Card Information: Fraud Information & Alerts
Fraud Information & Alerts
Target, Nieman Marcus, and Michael's Fraud
During the holiday season (and some beyond that) Target, Nieman Marcus, and Michael's experienced a large data breach/hack that could have compromised over 100 million credit and debit cards of shoppers during that time frame. HFBCU has received card listings and continue to as more data becomes available, and continue to contact our members who have been impacted. If you are impacted we are ordering new cards with new numbers for you; however you current card will remain active for a short period of time to allow the new card to reach you (generally 2 weeks). If you are concerned, or believe you may be affected feel free to contact our office to see what options are available to monitor your account or to get a new card.
Important Travel Information
Since June 2013 we have seen high volumes of Fraud on our member Debit and Visa Credit Cards. Additionally, with the recent data breach we are uncertain of long term impact.
** In order to protect our members we have blocked credit transactions that occur outside of the following states:
If you are traveling, live in, or need to make a transaction that will occur outside of these states please contact our office so we can ensure that your card will work and transactions will process. If you use your card at an ATM or as a "debit" outside of the states listed above your card should work properly.
When using your card if the machine reader looks suspiciuos, if you have to swipe your card or enter you pin multiple times, or if someone needs to take your card for long periods of time proceed with caution!
We are asking our members to remember to monitor your account closely online with Perfect Teller and by keeping an up-to-date transaction register. If you believe that you have been a victim of fraud contact us IMMEDIATELY so we can help!
- Courtesy Pay and Overdraft Protection!
OVERDRAFT PROTECTION: Line of Credit
Avoid overdraft fees with the Overdraft Line of Credit Loan.
CLICK HERE for details and how to apply for this!
IMPORTANT OPTION FOR YOUR DEBIT CARD:
Avoid the embarrassment of having a debit card purchase declined!
CLICK HERE now to add overdraft coverage to your ATM/Debit Card.
There is no charge to have the service available. Our standard NSF fee
applies only when the overdraft coverage is used.
Courtesy Pay Information
With our Courtesy Pay Overdraft Program, you choose the coverage that fits your needs.
Our Courtesy Overdraft Program is automatically available to provide overdraft coverage for checks,
automatic bill payments, and other withdrawal transactions. However, without your consent to provide
overdraft coverage for your ATM/Debit card, if you do not have enough money in your account at the
time of your request it will be DECLINED.
Our overdraft program does not guarantee we will cover your overdrafts, but if we do, you will be
charged our standard fee of $30 for each overdraft. As long as you keep your account in good
standing bycontinuing to make consistent deposits, bringing your account to a positive balance every
30 days, remaining current on loans, etc., then we may pay your overdraft item up to $300.
If you want the added protection of overdraft covergae for your ATM withdrawals and everyday debit
card purchases contact us today and consent to the added protection by:
- HFBCU Visa Balance Transfer!
The HFBCU Visa Balance Transfer is here!
Transfer your balance to HFBCU for 3.9% for 6 months, and then revert to our usually low rate of either 10.9% or 13.9%!
Click HERE for the balance transfer form for your exisiting card!
Don't have a card, or need to increase your limit: Click HERE!
- HFBCU Auto Loan Rate Special!
If you finance $7,500 or more with new-to-HFBCU auto loan you will get 0.50% off of our already low rates! This means your rate could be as low as 1.25%apr!
Click HERE to get an APPLICATION! (For faster processing please return your application with a copy of a recent paystub, W-2, or other type of income verification)
Click HERE for current rates on HFBCU Vehicle Loans!
Click HERE to contact one of our Loan Officers with questions or for more information!
**APR = Annual Percentage Rate. Subject to credit approval and financing. Must finance $7,500 or more new money with HFBCU. As low as rate is 36 month financing on new vehicle for well qualified borrower. Contact HFBCU for specific details and requirements.
- Exclusive Member Discounts and HFBCU Member Services