- How to apply?
Follow these steps to apply for any loan with us:
- All borrowers must be a current HFBCU member
- View and complete our Application
- Provide a copy of a recent paystub (or proof of income)
- Return all documents to us: Phone, Fax, E-mail
- Have Questions? Contact us!
Processing time for a loan is typically 1-3 days, but we strive to ensure your application is processed and a decision made the same day. If any delays are expected we will contact you immediately.
- Proof of Income
When you apply for a loan we ask that you verify your employment income so we can completely understand your financial picture individually. Ways to verify your income include:
- Copy of a Pay-Stub
- Direct Deposit to your HFBCU Account
- Statement copy from financial institution where your direct deposit is going, preferably two (2) months
- Benefits statement from payer on official letterhead
- Previous or current year W-2
- Previous or current year tax return
If you are unable to provide any of the above forms, please contact our office so we can determine how to verify income for your individual situation!
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