Share Savings accounts
$5 initial deposit required, dividends are paid monthly

Christmas Club, Vacation Club, Special Shares

Share Certificates
Commonly referred to as Certificates of Deposit for terms from 6-24 months.  Minimum required deposit is $1,000.00.

Share Draft Checking
No minimum balance required, no per transaction fee, No monthly service charge, free ATM at machines owned and operated by HFBCU; otherwise, four free transactions per month.

MoneyMarket Accounts
Minimum balance of $2,500 required.  Dividend rate is 100 basis points higher than the regular share savings account.  Other restrictions apply contact us for details.  Dividends paid monthly.

ATM/Check Cards
(commonly referred to as debit cards)

VISA
10.9%apr fixed rate with no annual fee

Loans
Line of Credit Loans, New and Used Vehicle Loans, Boat and 
Recreational Vehicle Loans, Personal Loans, Share Secured Loans--all for very low interest rates.

Home Equity Loans
Variable Rate interest loans APR equals prime--closing costs paid by the credit union.

CU PerfectTeller
Access your account on-line 24 hours a day, 7 days a week.

HFBCU Online Bill Pay
Pay Bills, make donations, and send gift checks directly from your account through Perfect Teller. 

SYBIL
24 hours, 7 days a week, 365 days a year account information access--call (317)692-7006.

Service Centers
Locations nationwide to serve your finical needs.

Payroll Deduction and Direct Deposit

Money Orders

Cashier's Checks