Rates
Share Certificate Rates
As of July 21, 2008
|
6
Months
|
2.29 APR*
|
2.31 APY*
|
12
Month
|
2.53 APR*
|
2.56 APY*
|
|
18 Month
|
2.84 APR*
|
2.88 APY*
|
|
24 Months
|
3.21 APR*
|
3.26 APY*
|
*Penalty
applies for early withdrawl
**Minimum
required balance $1,000
SmartStart*
1.50 APR*
1.51 APY*
*Minimum required balance $250
*Penalty applies for early
withdrawal
Money Market Account*
2.25 APR*
2.27 APY*
for balances between $2500.00 and $50,000.00
3.00 APR* 3.04
APY*
for balances
over $50,000.00
*Minimum
required balance $2500
*Certain restrictions apply, see credit
union for details
Savings Account
| Regular Shares |
1.00 APR* |
1.01 APY* |
| Christmas Club |
1.00 APR* |
1.01 APY* |
| Vacation Club |
1.50 APR* |
1.51 APY* |
Loan Rates
| Line of Credit |
10.9% APR* |
| Overdraft Line of Credit |
12.9% APR* |
| Personal Loans |
15.9% APR* |
| Visa (No Annual Fees) |
10.9% APR* Fixed Rate! |
New Auto
2008
|
6.5% APR* (48 month)
7.0% APR* (60 month)
|
Used Auto
2006-2007
2003-2005
2000-2002
1999 and older
|
7.00% APR* (60 month)
7.25% APR* (48 month)
8.25% APR* (48 month)
15.9% APR* (36 month)
|
Mortgages
Home Equity Line of Credit |
Visit www.lcufinancial.com
for the most up-to-date rates as they can change daily
Prime + 0% APR* Variable Rate*** |
SOME DISCOUNTS ON AUTO LOAN RATES MAY
APPLY, PLEASE CALL OUR OFFICE FOR MORE DETAILS!!!!!!
*APR =
Annual Percentage Rate/APY = Annual Percentage Yield
*All rates are subject to change without notice
***Certain
restrictions apply, call for details
|
